More than three million people get injured in car accidents each year in the United States. No matter what type of accident it is, someone is always at fault.

If your injuries are severe, you may end up having to take the at-fault driver to court to get the money you need to focus on your recovery. In most cases, that money comes in the form of a structured settlement annuity. You’ll receive payments each month until the settlement pays out in full.

But what happens if you want access to that money upfront? Working with a structured settlement company is the best option. Here’s how they’ll help.

You Won’t Have to Wait on the Money

When you receive your structured settlement, you’ll receive payments from that settlement each month. Those payments typically don’t change and you won’t be able to get the full amount of your settlement until the end of the settlement’s term.

But when you sell annuities and structured settlements, you’re able to access the funds you need immediately. That means no more waiting on payments each month.

Once it sells, you’ll get a check for the full amount minus any fees associated with the sale. You’re free to use the funds as you see fit, whether that’s for bills or to help you cover the costs of a big-ticket purchase you’ve wanted to make for a year or two.

They Can Help You Sell Your Structured Settlement Annuity

When you make the decision to learn how to sell a structured settlement, you’ll quickly realize it’s not something you can do on your own. You need the help of a structured settlement company.

They’ll walk you through the entire process and can explain how it works in detail so you can make the best decision for your finances. If you have questions, their team will be there to answer them completely.

Even better, they’ll help you compare your options so you can get the largest amount from the sale.

Their Fees Are Affordable

Unfortunately, the only way to keep the full amount of the settlement or annuity is to accept the payments over time. Even the best structured settlement annuity companies charge at least a small fee when you sell.

But those fees shouldn’t leave you with nothing at the end. The most reputable companies charge small percentages of the settlement amount. This means you’ll still be able to keep most of your settlement.

Keep in mind that it’s best to shop around and get quotes from several companies. Choose the company that charges the smallest fee for your structured settlement.

Work With a Structured Settlement Company

Working with structured settlement annuity companies is the best way to get the money you need quickly. When you sell your structured settlement annuity, you’ll get a lump-sum payment upfront and won’t have to wait for years to get the cash you need.

As long as you shop around and choose a company that you’re confident in, you’ll be in good shape.

Looking for more tips to help you make the most of a structured settlement? Check out our latest posts for helpful advice.